Assessing business failure risk is both an art and a science. Credit Assist provides a range of reports that help you perform critical analysis of a company's operations, profitability and stability. Designed to help evaluate your medium to higher risk decisions, our reports contain in-depth information including risk evaluation, payment performance, financial statements, company structure, director details and public record legal data.
Client or company reference numbers can be added to the reports to allow easy identification and correlation with regards to monitoring updates.
Our UK & Ireland reports range from a very concise 'Salescope' report, which gives a high-level summary designed for use during the business prospecting and acquisition process, through to 3 levels of Financial Credit Reports. This truly delivers the very latest up-to-the-minute information, fully empowering your knowledge and decision making effectiveness.
|Elements monitored for each company include|
|Out of Business Indicator||Secured Filings Indicator|
|Company Name||Financial/Legal Special Events Indicator|
|Trading Style||Disaster Special Events Indicator|
|Address||Operational Special Events Indicator|
|Town||Other Special Events Indicator|
|Other Postal Town||Failure Risk (Financial Stress) Score|
|Region||Total Credit Exposure Limit|
|Post Code||Headquarters Name|
|Chief Executive||Domestic Ultimate Name|
|New Director Appointed||Director Resignation|
|Payment Score||Delinquency Score|
|Principal Name||Global Ultimate Name|
|Legal Structure||Business Structure|
|Total Employees||Location Status|
|Failure Risk Score Override||Latest Financial Statement Date|
|Criminal Indicator||Shareholders Equity|
|Financial Embarrassment Indicator||SP&L From Date|
|Suit(s) and/or Judgement(s) Indicator||P&L To Date|
Credit Assist provides bespoke monitoring services on all companies across UK & Ireland with notification email alerts provided daily or weekly. Monitoring data content can also be attached separately in a csv file format so that information can be easily mined.
There are 41 changeable data elements monitored and they can be tailored to suit your own needs so that you only receive notifications that are important to you. You can also set the severity of change that you wish to be notified about and access a fresh report for more in-depth analysis.
Live Ledger Analysis
Live Ledger Analysis confirms the very latest information on your customers and suppliers, provides a holistic view of their overall stability and also acts as an ongoing credit management notification system.
The process is very straight forward - you provide us with a list of companies from your ledger and we create a detailed and accurate analysis of their financial metrics, including risk rating, credit score, financial headline figures, directors´ info, company structure and much more. Dashboards and reports enable you to easily identify how risk is distributed across your portfolio and who are likely to pay you in a timely or delinquent manner.
Live Ledger Analysis saves you having to access a report on each and every customer on your ledger as we provide a live data feed of all their headline information via an easy-to-read table and risk overview. Live Ledger Analysis promotes good cash flow, reduces the costs of bad debts and helps to analyse trends and patterns.
Your Live Ledger Analysis is dynamically updated via a live data feed and also monitored via daily or weekly email alerts to keep you informed of the changing nature of your customer base.
Ledger Analysis provides a very comprehensive and cost-effective way to understand the strengths and weaknesses of your entire customer base as it presently stands and to cleanse poorly recorded data. It confirms the latest current information on your customers and provides a holistic view of their overall stability.
You simply supply us with a list of companies from your ledger and we create a detailed and accurate analysis of all the key data such as risk ratings, credit scores, financial headline figures and much more.
Ledger Analysis saves you having to access a report on each and every customer on your ledger, as we provide all the relevant information via an easy to read Excel spreadsheet. You can compare and analyse trends and patterns, and then prepare your sales strategy to focus on achieving a financially stable client base. This will also highlight any businesses that have changed their status or ceased trading.
Results from your Ledger Analysis can be updated as often as you wish to monitor the changing nature of your customer base and each customer can be added to our Premium Monitoring service so that you are pro-actively updated of any changes by email alerts.
Credit Assist provides a director check service to help you gain a better insight into the people running a company. It allows you to look at individual director profiles to see all their previous appointment history including disqualifications.
A company director report includes personal details, a complete list of current and previous appointments and disqualifications.
The process is very simple, you enter the name of the director you are looking for, filter the results by the name and/or postcode, locality, date of birth and then select the right person. A company report that the director is associated with is also instantly available to view if required.
Companies House Documents
Access to all document images filed at Companies House with the ability to download any document at the touch of a button.
This includes registered office address, filing history, accounts, annual returns, officers, charges etc. The document images are instantly available to download from within a company credit report and the service is available 24/7.
Bulk Insurance Limit Review
Process all your periodic credit limit reviews in bulk thus saving you time and money. Simply provide a list of your customers and/or suppliers and we will return all the relevant financial scores and credit limits in an easy to analyse csv file. We can also auto-download and archive their credit reports in your account and/or deliver them as PDF files including your client references.